Our cooperative of credit union executives understand the requirements every credit union needs from their core. CU*Gold is a complete automation suite ranked within the top five core platforms used by credit unions.

Figure 1: Market Share for top 20 Core Providers by Number of Credit Union Clients, 2020 Supplier Market Share Guide, Credit Union Core Processors, Callahan & Associates.

* Data pulled Q2 2019. Contact core processor for current information.

Figure 1: Top 5 Online Cores Processors by Market Share *

CU*Gold includes:

Member Tools

  • Web-based Credit Union Analytics
  • Audit and Compliance
  • Auto-Decisioning (Cost per Decision Optional)
  • Automated 5300 Call Report preparation
  • Concentration Risk Analysis
  • Cross Sales Tools
  • Debit Card Round-Up Program
  • Web-based Electronic Document Exchange
  • Enterprise Risk Management / Abnormal Activity Monitoring
  • Full Budgeting with Modeling / Configurable Financials
  • Incentive Checking (like Kasasa)
  • Know Your Member Tools (Where they live, shop, borrow, etc.)
  • Management Dashboards
  • Management Tools (Analyze rate, teller metrics, money movement, etc.)
  • MCIF Marketing Tools with Household Database
  • Mobile App / Mobile Web
  • Modeling and Forecasting Tools
  • Native Online Credit Cards
  • Online Banking
  • Online Voting Capabilities
  • Online Web & Mobile Membership Application/ Opening Process
  • Participation Lending
  • Patronage Dividend Processing
  • Skip-A-Pay Programs (Member Configured)
  • Tiered Member Services (Scoring, rewards, and rebates)

Collaboration Tools

  • Access CU*BASE functions from any credit union in our network
  • Collaborate through the core while maintaining regulatory compliant oversight and security tools
  • Board website for collaboration and communication

Online Executive Resources & Peer Library

  • Financial literacy training series
  • Learn-from-a-Peer references and ideas
  • Guides and templates for driving more business (i.e. “Get more car loans” or “increase credit card penetration” or “I want more members”)

Voice in Core Development

  • Crowd sourced project prioritization
  • Joint software design focus groups
  • Regional collaborative roundtables
  • National boot camps
  • BETA pools

Explore our Core

Intelligence & Analytics

Collaboration Driven Development

Member Engagement

Cooperative Resource Pool

Lending

Sales & Marketing

Enterprise Risk Management

Third-Party Integration

Accounting & Back Office

Imaging

EFT

Network Services