Our cooperative of credit union executives understand the requirements every credit union needs from their core. CU*Gold is a complete automation suite ranked within the top five core platforms used by credit unions.
Figure 1: Market Share for top 20 Core Providers by Number of Credit Union Clients, 2020 Supplier Market Share Guide, Credit Union Core Processors, Callahan & Associates.
* Data pulled Q2 2019. Contact core processor for current information.
Figure 1: Top 5 Online Cores Processors by Market Share *
CU*Gold includes:
Member Tools
- Web-based Credit Union Analytics
- Audit and Compliance
- Auto-Decisioning (Cost per Decision Optional)
- Automated 5300 Call Report preparation
- Concentration Risk Analysis
- Cross Sales Tools
- Debit Card Round-Up Program
- Web-based Electronic Document Exchange
- Enterprise Risk Management / Abnormal Activity Monitoring
- Full Budgeting with Modeling / Configurable Financials
- Incentive Checking (like Kasasa)
- Know Your Member Tools (Where they live, shop, borrow, etc.)
- Management Dashboards
- Management Tools (Analyze rate, teller metrics, money movement, etc.)
- MCIF Marketing Tools with Household Database
- Mobile App / Mobile Web
- Modeling and Forecasting Tools
- Native Online Credit Cards
- Online Banking
- Online Voting Capabilities
- Online Web & Mobile Membership Application/ Opening Process
- Participation Lending
- Patronage Dividend Processing
- Skip-A-Pay Programs (Member Configured)
- Tiered Member Services (Scoring, rewards, and rebates)
Collaboration Tools
- Access CU*BASE functions from any credit union in our network
- Collaborate through the core while maintaining regulatory compliant oversight and security tools
- Board website for collaboration and communication
Online Executive Resources & Peer Library
- Financial literacy training series
- Learn-from-a-Peer references and ideas
- Guides and templates for driving more business (i.e. “Get more car loans” or “increase credit card penetration” or “I want more members”)
Voice in Core Development
- Crowd sourced project prioritization
- Joint software design focus groups
- Regional collaborative roundtables
- National boot camps
- BETA pools